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Career, Cubicle Life, Holidays, money matters · December 3, 2012

10 Smart Things You Can Do With Your Christmas Bonus


This is the time of year when companies are shelling out Christmas bonuses to their employees. Usually reserved for upper management and administrative employees, more and more companies are offering bonuses to all of their workforce based on tenure and service years. Getting a Christmas bonus is a nice added addition to the holidays, but can do a lot throughout the entire year if used properly and wisely.

Christmas bonuses are rare these days due to the economy, but they aren’t totally out of the question. If you do receive one this year, you want to make sure it goes a long way.

Here are 10 Smart Things You Can Do With Your Christmas Bonus:

1. Save:

Since this is extra money that you weren’t expecting, put it in the bank and save it. Let is accrue some interest and work for you.

2. Donate:

You can give back by selecting an charity or area non-profit to donate the money to. If there is more than one that you’d like to donate to, select several and give an equal share to each organization. Oftentimes, these donations can be used as a tax write off.

3. Pay-Off:

Did you accrue some debt this year? Use your Christmas bonus to pay-off your credit cards or loans so you can start the year off with a clean slate.

4. Invest:

The stock market is looking good, so this is a great time to invest. You can also put more into your 401k or IRA. Talk to your financial adviser for more information.

5. Tithe:

If you are a churchgoing person, you can use all or a part of your Christmas bonus to tithe to your church or congregation.

6. Home Fund:

Saving for buying a home? Why not add your Christmas bonus to your home fund?

7. Save for College:

Do you have a little one? It’s never too early to think about saving for college.

8. Put Back Into Your Side Hustle:

If you have a business or side hustle on the side, you can use that Christmas bonus to invest in your endeavor.

9. Home Improvement:

Do you have some much needed home improvements to make?

10. Holiday Savings:

In this article written last week on The Cubicle Chick, one way to make sure you don’t spend too much during the holidays is to save throughout the year by opening a Christmas Club account. You can put all or part of your bonus in an account for next year’s holiday and not have to worry.

Christmas bonuses only come one time a year. Yes, you could splurge on a trip, designer luggage, or diamonds, but you can also do something that will impact your life for the good for many, many, many months to come.

What are some ideas you have for your Christmas bonus?

 


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In: Career, Cubicle Life, Holidays, money matters · Tagged: career, Christmas, Christmas bonus, Employment, Holidays

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Comments

  1. MommyTalkShow says

    December 3, 2012 at 6:13 pm

    If I got a Christmas bonus I’d save it for our house fund. Apartment living is starting to work my nerves 🙁

    Reply
    • The Cubicle Chick says

      December 3, 2012 at 11:35 pm

      Joyce, I understand the apartment struggle oh so well. After we downsized 2 years ago, we were able to move into a home that is spacious. And no one upstairs or below us. It’s a great feeling. I will send prayers your way that 2013 is the year you are able to purchase a home.

      Reply

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She only doing what she know… 🏁 #grandnationa She only doing what she know… 🏁 #grandnationaltour #stl
MAY tings… MAY tings…
A rooftop situation is always a good idea! Recentl A rooftop situation is always a good idea! Recently, I was invited to a Happy Hour of bites and beats at @angadartshotel’s @artbar.stl and when I say the food, drinks, and the vibe were necessary during these stressful times. I see another visit soon in my future. Cheers! 🥂
April photo dump. And things of that nature. ✨✨
Are we twinning or nah? 😂😂😂 Are we twinning or nah? 😂😂😂
4/10 should be declared a national holiday because 4/10 should be declared a national holiday because on this day a king was born! Happy birthday, son. Love you more than words can say! 🎉🎉🎉
May we continue to have crazy/fun adventures toget May we continue to have crazy/fun adventures together. You deserve an overflow of serendipity, and all the joy I can provide. Still celebrating—Happy Birthday, Mommy! 🎉🎉🎉
Worked hard all week so we deserved a little treat Worked hard all week so we deserved a little treat. ✌🏾
My novel ‘A Clermont Lane Wedding’ is certainl My novel ‘A Clermont Lane Wedding’ is certainly not biographical, but there are traces of my life all up and down this book (hint hint). It’s a perfect Spring Break read!

It’s got romance, intrigue, a little mystery, and a family legacy on the line. On sale on Amazon, eBooks and paperback, link in bio.
The miracle of being a WOMAN. A life giver. A soul The miracle of being a WOMAN. A life giver. A soul nurturer. A blessing. ✨
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