Another flower arranging therapy Reel, this time w Another flower arranging therapy Reel, this time with roses and a little Stevie Wonder. I could do this all day! 🌹 #traderjoes #flowers #roses #therapy #selfcare
Mimosas, beignets, and Benedicts, oh my! Brunch is Mimosas, beignets, and Benedicts, oh my! Brunch is my absolute favorite meal and @louieswinedive in Clayton treated us so well! I will definitely be back. 

#brunch #stl #stlouis #food #stlfoodie #hosted
Brunch vibes. #latergram #brunch #stl #stlouis Brunch vibes. #latergram #brunch #stl #stlouis
A generous heart is always open, always ready to r A generous heart is always open, always ready to receive our going and coming. In the midst of such love, we need never fear abandonment. This is the most precious gift true love offers – the experience of knowing we always belong.” — bell hooks
One more week before she goes back to school for h One more week before she goes back to school for her second semester. Reppin #stl and @seriessixcompany. 

#stlouis #collegekid #stlmade #mykid
Flower arranging has become the self-care I didn’t know I needed. It’s a tranquil and relaxing experience for me. Get into it. 💐 #traderjoes #flowers #therapy #selfcare
It was about a mellow mood & self-care for me toda It was about a mellow mood & self-care for me today as I spent the first day of the year taking care of my mind, body, and soul. It went something like this…. #newyear #selfcare #overforty #fortyish
We made it a family night at @stlouiswheelpark. A We made it a family night at @stlouiswheelpark. A time was had and memories were made. Grateful that I got some extra days with these guys (thanks Southwest—now run my son back his reimbursement 😂).
My family gifted me $250 worth of Sephora gift car My family gifted me $250 worth of Sephora gift cards as one of my Christmas surprises. Take a look at my haul which includes makeup for oily skin and a some faves! #sephora #haul #skin #oilyskin #beautyproducts #overforty #midlifewomen
  • Blog
  • About
  • Advertise
  • Legal
  • Contact
  • Media Kit
  • Home
  • About
  • Advertise
  • Contact
  • Media Kit

The Cubicle Chick

Work. Play. Live Your Life to its Fullest Personally & Professionally

  • Home
  • Career
  • Style
  • Family
  • Travel
  • Culture

Featured, money matters, Sponsored · January 17, 2018

How I Plan On Reaching My Financial Goals This Year


I've shared with you some of my personal and professional goals, but now I am sharing how I plan on reaching my financial goals this year.

New year, new goals!

Last month, I shared with you my Parental New Year Resolutions, and it got me excited about other goals that I pledged for 2018. Being a busy mom means that you must have priorities in place to make sure you reach your resolutions, and one of my biggest priorities is making sure that my financial health is in check.

When I was younger, I wasn’t very good with money. Because I was a single mom, I was always behind on my bills. My credit was not very good so I didn’t have any credit cards, but just maintaining the bills that I had was too much.

As I got older, and got better paying jobs, I was able to get financially stable. Alongside getting married and now being a double income home, I began to take a closer look at my credit. I was able to then pay my bills on time and get a few credit cards, which I would use, then pay off in full. This helped me build my credit, and now, I am experiencing the best credit I’ve ever had.

I've shared with you some of my personal and professional goals, but now I am sharing how I plan on reaching my financial goals this year.

Keeping my financial house in order means that I am also showing my kids that it is important to be smart about your money. Hopefully these habits have a positive affect on them as well.

Here are a few ways that I plan on reaching my financial goals this year.

Contributing more to my daughter’s college

My daughter will be attending high school this fall, which means college is only four years away. We’ve been saving for her college education since she was born, but I plan on contributing double that amount starting this month. With the rising costs of college, I want to make sure that we are able to afford it without the stress of taking out a lot of loans.

Opening a Retirement Account

Surprisingly, I don’t have a retirement account—oy vey! I have savings, but not one that has been earmarked for retirement. I will be 43 this year, and I would love the opportunity to retire in 20 years. I will be opening a retirement account and will be adding a substantial amount to it monthly. I will do this by working with an advisor and investing using expert advice and guidance.

Zero Debt

My dream is to have zero debt by paying off everything—mortgages, lines of credit, credit cards, the works. I will cut my travel and discretionary income in half and begin working on each of these, tackling them one-by-one. By November, if everything works the way I plan, I won’t have any debt to my name.

Increasing Passive Income

As a professional blogger, it is important for me to have as many streams of income as possible. To do this, I need to have passive income that makes money for me so I can work smarter, not harder. This year, I have several passive income projects in the works including a new book, a new brand partnership, and a series of online workshops and courses.

I've shared with you some of my personal and professional goals, but now I am sharing how I plan on reaching my financial goals this year.

Doing all of this will help me get all of the things I named above done.

2018 is the year that will be the best yet! Make smart money decisions, increase streams of income, and get serious about saving for college and retirement. Those are all of my financial goals for 2018.

You can learn more about options to help you save for your child’s college education by visiting Country Financial. A local rep can help you review your options and  assist you in figuring out what makes the most sense for you and the needs of your family. Follow them on Facebook and Instagram as well for financial updates!

This post is sponsored by Country Financial but thoughts and opinions expressed are mine.


Related Posts

  • For parents, embarking on a new year means setting professional, personal, and parental goals. Here's six new year resolutions parents should make.
    Six New Year Resolutions Parents Should Make

    For parents, embarking on a new year means setting professional, personal, and parental goals. Here's…

  • It's never too early to start saving for your child's college education. Learn how Country Financial can help you start a 529 college savings plan.
    Talking College and Saving with My Teen #TakeSimpleSteps

    It's never too early to start saving for your child's college education. Learn how Country…

  • Encourage your friends and family members to give the gift of college savings this holiday season. It's a gift that keeps on giving.
    Give the Gift of College Savings this Holiday #TakeSimpleSteps

    Encourage your friends and family members to give the gift of college savings this holiday…

In: Featured, money matters, Sponsored · Tagged: college, Country Financial, Finances, goals, New Year, savings, sponsored

join the cube

You’ll Also Love

2022--what a year! I am sharing what 2022 taught me as well as what I am looking forward to in the year ahead.The Year of Strength: What 2022 Taught Me
Sleep Well in the New Year with Celestial Silk + Giveaway
Operation Dropping My Daughter Off at College is officially official and to all the mothers who have gone through this, I salute you.Empty Nest Series: College Move-In Day

Comments

  1. Joyce Brewer says

    January 22, 2018 at 9:39 am

    Love this. We’re taking a closer look at our debt this year. I’ve also got to boost my income, so I’m considering going back to work full-time.

    Reply
    • The Cubicle Chick says

      January 22, 2018 at 12:51 pm

      A debt free life is a free life. I am boosting my income potential to make sure this happens. 🙂

      Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recipe Rating




Next Post >

Make 2018 the Year You Buy Your First Home

Advertisement


Hi there! I'm Danyelle Little, a St. Louis blogger, mom & and empty-nester. This site is for those of you who like to get the best out of both worlds-personally and professionally. Learn more about me HERE!

Buy My New Holiday Novel

join the cube

Recent Posts

  • 15 Movies That Showcase Sisterhood
  • A Generation X Guide to Watching YouTube
  • 10 Timeless and Inspiring Barbara Walters Quotes
  • I Like Big Naps and I Cannot Lie
  • The Year of Strength: What 2022 Taught Me

The Cube on Facebook

Reader Favorites

Checkout my NEW podcast

Listen on Spotify
Listen on Apple Podcasts
Listen on Google Podcasts

Affiliate

Perdue Farms Special Offer

trending now

Load More Posts

instagram

Follow @thecubiclechick

Another flower arranging therapy Reel, this time w Another flower arranging therapy Reel, this time with roses and a little Stevie Wonder. I could do this all day! 🌹 #traderjoes #flowers #roses #therapy #selfcare
Mimosas, beignets, and Benedicts, oh my! Brunch is Mimosas, beignets, and Benedicts, oh my! Brunch is my absolute favorite meal and @louieswinedive in Clayton treated us so well! I will definitely be back. 

#brunch #stl #stlouis #food #stlfoodie #hosted
Brunch vibes. #latergram #brunch #stl #stlouis Brunch vibes. #latergram #brunch #stl #stlouis
A generous heart is always open, always ready to r A generous heart is always open, always ready to receive our going and coming. In the midst of such love, we need never fear abandonment. This is the most precious gift true love offers – the experience of knowing we always belong.” — bell hooks
One more week before she goes back to school for h One more week before she goes back to school for her second semester. Reppin #stl and @seriessixcompany. 

#stlouis #collegekid #stlmade #mykid
Flower arranging has become the self-care I didn’t know I needed. It’s a tranquil and relaxing experience for me. Get into it. 💐 #traderjoes #flowers #therapy #selfcare
It was about a mellow mood & self-care for me toda It was about a mellow mood & self-care for me today as I spent the first day of the year taking care of my mind, body, and soul. It went something like this…. #newyear #selfcare #overforty #fortyish
We made it a family night at @stlouiswheelpark. A We made it a family night at @stlouiswheelpark. A time was had and memories were made. Grateful that I got some extra days with these guys (thanks Southwest—now run my son back his reimbursement 😂).
My family gifted me $250 worth of Sephora gift car My family gifted me $250 worth of Sephora gift cards as one of my Christmas surprises. Take a look at my haul which includes makeup for oily skin and a some faves! #sephora #haul #skin #oilyskin #beautyproducts #overforty #midlifewomen
It’s #giveaway time! Enter to win 2 silk pillowc It’s #giveaway time! Enter to win 2 silk pillowcases from @celestialsilk made of 100% mulberry silk. Sleep better in the new year and take care of you! Entry detail link in bio. #selfcare #sleeping #newyear #review
Follow on Instagram

Work With Me

  • Advertise
  • Contact
  • Media Kit

join the cube

Site Info

  • Privacy Policy
  • Legal
  • Site Disclosure

Copyright © 2023 The Cubicle Chick · Theme by 17th Avenue