Another flower arranging therapy Reel, this time w Another flower arranging therapy Reel, this time with roses and a little Stevie Wonder. I could do this all day! 🌹 #traderjoes #flowers #roses #therapy #selfcare
Mimosas, beignets, and Benedicts, oh my! Brunch is Mimosas, beignets, and Benedicts, oh my! Brunch is my absolute favorite meal and @louieswinedive in Clayton treated us so well! I will definitely be back. 

#brunch #stl #stlouis #food #stlfoodie #hosted
Brunch vibes. #latergram #brunch #stl #stlouis Brunch vibes. #latergram #brunch #stl #stlouis
A generous heart is always open, always ready to r A generous heart is always open, always ready to receive our going and coming. In the midst of such love, we need never fear abandonment. This is the most precious gift true love offers – the experience of knowing we always belong.” — bell hooks
One more week before she goes back to school for h One more week before she goes back to school for her second semester. Reppin #stl and @seriessixcompany. 

#stlouis #collegekid #stlmade #mykid
Flower arranging has become the self-care I didn’t know I needed. It’s a tranquil and relaxing experience for me. Get into it. 💐 #traderjoes #flowers #therapy #selfcare
It was about a mellow mood & self-care for me toda It was about a mellow mood & self-care for me today as I spent the first day of the year taking care of my mind, body, and soul. It went something like this…. #newyear #selfcare #overforty #fortyish
We made it a family night at @stlouiswheelpark. A We made it a family night at @stlouiswheelpark. A time was had and memories were made. Grateful that I got some extra days with these guys (thanks Southwest—now run my son back his reimbursement 😂).
My family gifted me $250 worth of Sephora gift car My family gifted me $250 worth of Sephora gift cards as one of my Christmas surprises. Take a look at my haul which includes makeup for oily skin and a some faves! #sephora #haul #skin #oilyskin #beautyproducts #overforty #midlifewomen
  • Blog
  • About
  • Advertise
  • Legal
  • Contact
  • Media Kit
  • Home
  • About
  • Advertise
  • Contact
  • Media Kit

The Cubicle Chick

Work. Play. Live Your Life to its Fullest Personally & Professionally

  • Home
  • Career
  • Style
  • Family
  • Travel
  • Culture

Contributors, Holidays, Techy Geek · November 29, 2012

Balling On a Budget: 3 Tips To Help You Save While Holiday Shopping


Written By: Style and Fashion Contributor, Coco Michelle

There’s nothing better than giving gifts to love ones during the Christmas season.  The excited giggles and bear hugs are priceless—almost.  Most of us have experienced the remorse of spending more money than we could truly afford.  And, it’s not a good feeling. Especially when the bills are coming in long after the Christmas joy is a distant memory.

The question is – do we have to overspend to enjoy the holidays? Certainly not! It’s totally possible to spend within your means and have a joyous Christmas season. Every year, I implement a few simple tactics that keep me within my holiday spending budget and help me enter the New Year without one cent of holiday debt.

Here are a few tricks I’ve learned to keep my holiday spending on track:

Save, Then Shop

Start by taking a cue from our grandmother’s generation and open a holiday savings account.  Some consider a Christmas club account to be a little old-fashioned. But back in the day, our grandmothers knew how to make ends meet without maxing out credit cards.  Imagine if you saved $50 a month for 12 months. That’s $600 for holiday spending!

Budget Accordingly

Develop your defensive spending game plan and create a holiday budget spreadsheet.  You can get snazzy and create an Excel spreadsheet or just pull out some notebook paper. The purpose of doing this is to see what you plan to buy and how much you expect to pay for each item.  If you find that your “want to buy” column exceeds your “cash in hand” column, you can start strategically cutting out the things you can live without.  For example, instead of spending $50 on a gift for 1 friend, maybe you could spend that same $50 on ingredients to bake beautiful cupcakes for 10 friends.  Let’s face it, everyone loves cupcakes!

Don’t Shop On Credit

And last but not least, step away from the plastic and take your credits cards out of your pocketbook!  Be brave and just do it.  You’ll love yourself in January!

Happy holiday spending!

 


Related Posts

  • Using Mint.com Can Help You Budget & Save Money With Ease

    Staying in control of my finances has been most important as of late. Since I…

  • 5 Tips to Help You Overcome the Holiday Blahs

    Now that the holiday season is in full swing with no signs of stopping, you…

  • Now That Christmas Is Over-After Holiday Blues

    Christmas is such a wonderful holiday filled with love, joy, and family. But when it…

In: Contributors, Holidays, Techy Geek · Tagged: Coco Michelle, frugal tips, gifts, holiday gifts, Holidays, Saving tips, Shopping tips, Tips

join the cube

You’ll Also Love

For many, dealing with family estrangement during the holidays is real. I've been there, and I know the feeling.Family Estrangement During the Holidays
Are you looking to spice things up around the house for cupid? Try my easy to make Valentine Mason Jar Decor that is fun and lit!DIY Valentine Mason Jar Decor for Your Home
Enter the McAlister's Deli Giveaway to win a free catered lunch valued at $200 for your work family to celebrate the holidays in your office.Get Festive With Your Work Family with McAlister’s Deli Giveaway

Trackbacks

  1. 10 Smart Things You Can Do With Your Christmas Bonus | The Cubicle Chick says:
    December 3, 2012 at 3:30 pm

    […] this article written last week on The Cubicle Chick, one way to make sure you don’t spend too much during the holidays is to […]

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recipe Rating




Next Post >

Entertain!: 5 Fab Festive Holiday Projects with Martha Stewart Crafts

Advertisement


Hi there! I'm Danyelle Little, a St. Louis blogger, mom & and empty-nester. This site is for those of you who like to get the best out of both worlds-personally and professionally. Learn more about me HERE!

Buy My New Holiday Novel

join the cube

Recent Posts

  • 15 Movies That Showcase Sisterhood
  • A Generation X Guide to Watching YouTube
  • 10 Timeless and Inspiring Barbara Walters Quotes
  • I Like Big Naps and I Cannot Lie
  • The Year of Strength: What 2022 Taught Me

The Cube on Facebook

Reader Favorites

Checkout my NEW podcast

Listen on Spotify
Listen on Apple Podcasts
Listen on Google Podcasts

Affiliate

Perdue Farms Special Offer

trending now

Load More Posts

instagram

Follow @thecubiclechick

Another flower arranging therapy Reel, this time w Another flower arranging therapy Reel, this time with roses and a little Stevie Wonder. I could do this all day! 🌹 #traderjoes #flowers #roses #therapy #selfcare
Mimosas, beignets, and Benedicts, oh my! Brunch is Mimosas, beignets, and Benedicts, oh my! Brunch is my absolute favorite meal and @louieswinedive in Clayton treated us so well! I will definitely be back. 

#brunch #stl #stlouis #food #stlfoodie #hosted
Brunch vibes. #latergram #brunch #stl #stlouis Brunch vibes. #latergram #brunch #stl #stlouis
A generous heart is always open, always ready to r A generous heart is always open, always ready to receive our going and coming. In the midst of such love, we need never fear abandonment. This is the most precious gift true love offers – the experience of knowing we always belong.” — bell hooks
One more week before she goes back to school for h One more week before she goes back to school for her second semester. Reppin #stl and @seriessixcompany. 

#stlouis #collegekid #stlmade #mykid
Flower arranging has become the self-care I didn’t know I needed. It’s a tranquil and relaxing experience for me. Get into it. 💐 #traderjoes #flowers #therapy #selfcare
It was about a mellow mood & self-care for me toda It was about a mellow mood & self-care for me today as I spent the first day of the year taking care of my mind, body, and soul. It went something like this…. #newyear #selfcare #overforty #fortyish
We made it a family night at @stlouiswheelpark. A We made it a family night at @stlouiswheelpark. A time was had and memories were made. Grateful that I got some extra days with these guys (thanks Southwest—now run my son back his reimbursement 😂).
My family gifted me $250 worth of Sephora gift car My family gifted me $250 worth of Sephora gift cards as one of my Christmas surprises. Take a look at my haul which includes makeup for oily skin and a some faves! #sephora #haul #skin #oilyskin #beautyproducts #overforty #midlifewomen
It’s #giveaway time! Enter to win 2 silk pillowc It’s #giveaway time! Enter to win 2 silk pillowcases from @celestialsilk made of 100% mulberry silk. Sleep better in the new year and take care of you! Entry detail link in bio. #selfcare #sleeping #newyear #review
Follow on Instagram

Work With Me

  • Advertise
  • Contact
  • Media Kit

join the cube

Site Info

  • Privacy Policy
  • Legal
  • Site Disclosure

Copyright © 2023 The Cubicle Chick · Theme by 17th Avenue